A Maryland woman has been sentenced to four years in prison for her involvement in a scheme using stolen identities to attempt vehicle purchases. Loryn Michelle Dorsey, 36, of Elkridge, Maryland, was convicted of bank fraud, aggravated identity theft, and possession of a firearm by a convicted felon.
Court documents reveal that on November 23, 2022, Dorsey acquired personal identifying information (PII) from two individuals with high credit scores. She used this data to fraudulently apply for a loan under the false identity “Julia Ball” to purchase a vehicle.
On December 6, 2022, Dorsey applied online for vehicle financing at a Fairfax dealership using K.R.’s PII. Although the application was denied by financial institutions including Ally Bank, she persisted. Later that day, she submitted another application listing Z.B. as co-purchaser and “Julia Ball” as co-owner. This time, she received conditional approval from Ally Bank due to Z.B.’s credit score.
To finalize the purchase of a 2015 Cadillac Escalade valued at $48,629.20 with a $1,000 down payment from Dorsey and financing the remainder through Ally Bank, Dorsey recruited an accomplice to impersonate Z.B., arranging for fraudulent identification.
Fairfax County Police arrested Dorsey at the dealership after completing the paperwork. At the time of arrest, she possessed a firearm despite being prohibited due to a previous conviction for possession with intent to distribute controlled substances in Maryland in 2016.
U.S. Attorney Erik S. Siebert for the Eastern District of Virginia announced the sentencing alongside Emily Odom from the FBI Washington Field Office’s Criminal and Cyber Division and Kevin Davis from Fairfax County Police Department after Senior U.S. District Judge Anthony J. Trenga delivered the sentence.
The investigation was conducted by the FBI Washington Field Office’s TOC-E/Major Theft Task Force and Fairfax County Police Department Auto Crimes Enforcement Unit. Assistant U.S. Attorney Nicholas A. Durham prosecuted the case.
This case is part of Project Safe Neighborhoods (PSN), which aims to reduce violent crime through collaboration between law enforcement agencies and communities they serve. The program focuses on building trust within communities and setting strategic enforcement priorities.
For further details on this case or related court documents, refer to Case No. 1:24-cr-7 on PACER or visit the websites of both the U.S. Attorney’s Office for Eastern District of Virginia and District Court for Eastern District of Virginia.
